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COVID-19 Response Update


Because we're staying home more and driving less, we are working to reduce auto rates in every state! Learn more about this and our Good Neighbor Relief Program Covid-19 response.

Please contact our office if you have any questions. Due to COVID-19, we've adjusted how we work, but you can always call us or click on Email Agent and complete the form to send our office an email.

We're here for you and want to help.

Insurance Agent Joy McHargue
STATE FARM® INSURANCE AGENT, CLEBURNE, TX

Joy McHargue

CPCU®, ChFC®

Would you like to get a quote?

Office Details:

Street Address:

506 N Ridgeway
Suite A
Cleburne, TX 76033-5157

Office Hours (CST):

M - F: 8:15 am to 5:00 pm
Please Call For Service 24/7
COVID19 May Impact Hours

Phone:

Languages:

English

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay insurance bills fast and manage them easily.


Auto Insurance

Buckle up with State Farm, and get auto insurance in Cleburne, TX that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Joy McHargue in Cleburne, TX will help you get started after you complete a car insurance online quote. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Cleburne, TX. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Joy McHargue in Cleburne, TX will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Cleburne, TX. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Joy McHargue in Cleburne, TX about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Cleburne, TX. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Joy McHargue in Cleburne, TX to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.



Life Insurance

State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.

Joy McHargue in Cleburne, TX will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Cleburne, TX. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Joy McHargue in Cleburne, TX to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your medicare supplement online insurance quote.

Start your hospital income online insurance quote.



Banking

You work hard for your money, managing it should be easy! Get banking in Cleburne, TX with a State Farm Bank® checking or savings account. Put your cash to work in an interest checking account with minimal requirements, or save your dollars in a higher-yield Money Market savings account. You have options. Plus, online banking is so easy through our award-winning* State Farm® Mobile App or mobile web.

Talk with Joy McHargue in Cleburne, TX to get more information about State Farm Bank and online banking.

* 2019 Mobile Web Award winner: Best Insurance Mobile App and Best Bank Mobile App

STATE FARM BANK® DEPOSIT PRODUCTS ARE FDIC INSURED.

Call or email an agent to learn more about online banking.



Annuities

Let State Farm® support your financial future with an investment through annuities in Cleburne, TX. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Joy McHargue to get more information about annuities in Cleburne, TX that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®.

Talk with Joy McHargue to get more information about mutual funds in Cleburne, TX and financial opportunities.

Call or email an agent for investment information.

About Me:

  • 22 Year State Farm Insurance Agent in Cleburne, Texas
  • Million Dollar Round Table Qualifier 2019
  • University of Texas, Austin/BBA Finance
  • Our combined insurance experience: over 82 years!
  • Insuring people all over Texas for over 22 years!
  • Cleburne Times-Review Readers Choice Award!
  • We offer life and health insurance!
  • We design a plan to help save on your insurance!
  • We insure homes in Cleburne, Godley, and Alvarado!
  • We insure cars and motorcycles in Johnson County!
  • We help Farm/Ranch owners in Rio Vista and Grandview!
  • We offer free auto and renters quotes in Texas!
  • We help local businesses with insurance!
  • Member Cleburne Chamber of Commerce

Our Mission:

We are committed to our State Farm customers, family, and the State Farm Mission. We are working to ensure you, your families, and our families stay well. While we are open, we are also available by phone or email, providing the outstanding service you have grown to expect from us. Our goal remains to help you manage risks, recover from the unexpected, and realize your dreams! We want to be your first choice in Cleburne, Godley, Alvarado, Grandview, Rio Vista, and all of Texas!

Our Team:

Team Member Profile Photo Christi Baker
Christi Baker
Office Representative
33 Years Insurance Experience, focusing on providing service for Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, and Motorcycle Insurance in Cleburne, Texas, and surrounding areas.
Team Member Profile Photo Tiffany Wise
Tiffany Wise
Office Representative
Over 16 years experience providing quotes and helping people with their insurance: life, auto, motorcycle, home, renters, business, RV, farm and ranch, and so much more in Cleburne, Johnson County, and Texas.

Agent's Credentials and Licenses:

TX-930814

Disclosures

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained by visiting the prospectus page on statefarm.com. Read it carefully. AP2020/03/0336

Securities distributed by State Farm VP Management Corp.

State Farm Bank , F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.

State Farm Bank Logo
Federal Deposit Insurance Corporation Logo
Equal Housing Lender Logo

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.